Products & Features

• What is Qapital Dream Team?
• What are the benefits of using Dream Team?
• How does it work?
• Does the member of my Dream Team have to pay a subscription fee as well?
• What kind of Goals are eligible to use with Dream Team?
• Getting Started with Dream Team

• Money Orders
• Spending Sweet Spot
• Setting a Spending Sweet Spot
• Paying Bills by Check with Qapital
• Direct Deposit to Qapital
• Withdrawal Limits

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• Using an ATM with your Qapital Visa® Debit Card
• Qapital Visa® Debit Card Fees

• How does it work?
• What is Payday Divvy?
• Who can use it?
• Where can you find it in the app?
• What is the benefit of Payday Divvy?
• What kind of goals are eligible to use with Payday Divvy?

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• What does “auto-allocation” of my payment mean? And why does Spinwheel recommend this?
• What kind of payments can I make with Spinwheel?
• I see my loans, but the info looks wrong. What should I do?
• I reviewed the transaction list and I don’t see a payment I thought I made, what do I do?
• Why aren't my credentials working?
• I logged in to my loan servicer through Spinwheel’s Connect Module and everything is blank, why is this?

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• How do I get the cash I earned?
• How long does it take to get my cashback reward?
• Where can I find my cashback status?
• Why is my cashback reward Pending?
• Where is my cashback reward? I made a purchase and used Cashback Hacks, but I don’t see it in my dashboard.