Within our PrecisionPay module, “auto-allocation” is a feature that when elected by the user, allows Spinwheel to allocate the extra-payment amount (non-monthly payment) towards the loan that will have the highest impact towards decreasing the loan total over time. This means that Spinwheel will always recommend the user make the additional payment towards the loan that will give the user the most value both in time and monetary value with the same dollar amount.
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