Our referral system is automatic, and the referral bonus can only be sent after the referring Qapital account holder and the Referred User have had a deposit settle into a Qapital savings Goal and the Referred user's account has been open, and in good standing for 45 days with a successful membership payment processed.
Your deposit into Qapital must be sent from your funding account to your Qapital Goals account, either by a manual transfer or by your active Rules.
Scheduled deposits are simply scheduled to be sent into Qapital and do not count as a positive balance.