Automatic deposits into your Goals (based on active Rules) are sent in batches up to 4 times a week. Once they are pending, they typically take 1 to 2 business days to settle.
Your most recent deposit to your Qapital Goals has to settle for 4 business days before you can transfer it back to your funding account. Any savings you have in your account longer than 4 business days can be transferred back.
Withdrawals from a Goal or from your Qapital Spending account back to an external funding account are initiated right away and can take between 1 to 2 business days to settle, depending on the time of the day they were initiated.