Savings Goals vs. Investment Goals vs. Retirement Goal

Savings Goals are best for goals that you'd like to achieve in the near future.

Invest Goals are designed for longer-term goals, since compounding and market gain help with long-term growth.

Retirement Goal is meant to help you save for your retirement and have tax advantages over traditional investment accounts. At Qapital, we provide two types of IRAs - Traditional and Roth.

Note that Invest Goals and Retirement Goals are NOT FDIC INSURED, MAY LOSE VALUE and are NOT BANK GUARANTEED. However, these accounts are SIPC-protected, which means up to $500,000 ($250,000 in cash) is covered by the Securities Investors Protection Corporation (SIPC) should the company fail. It’s important to note that SIPC insurance doesn’t offer protection if you lose money due to market declines.

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