When you factor in market returns, compounding, and dividends, investing in a diversified portfolio can be a great way to reach your long-term financial goals and stay ahead of inflation. Investing is an additional money tool you can use to reach your goals, but shouldn't replace savings accounts and other financial habits and tools.
Investing involves risk and there is the potential of losing money when you invest in securities. Historically, over the long term the stock market has grown at a higher rate than savings accounts alone. That said, past performance does not guarantee future results and the likelihood of investment outcomes are hypothetical in nature.
Note that funds held in a Qapital Invest account are NOT FDIC INSURED, MAY LOSE VALUE and are NOT BANK GUARANTEED. However, your Qapital Invest account is SIPC-protected, which means up to $500,000 ($250,000 in cash) is covered by the Securities Investors Protection Corporation (SIPC) should the company fail. It’s important to note that SIPC insurance doesn’t offer protection if you lose money due to market declines.