What is identity theft?

Identity theft is a crime in which the perpetrator deliberately assumes another person's identity to take out loans, apply for new credit cards, rent an apartment, purchase a car, run up debt, file for bankruptcy, or more without the person’s consent.


Identity theft can not only damage someone’s creditworthiness, it can also create unknown criminal records that can result in the victim being wrongly arrested or denied employment after a routine background check.

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