If you’re worried about a potential overdraft fee or would like to temporarily pause your Qapital account, you will want to both pause your Rules and cancel any scheduled transfers to your account.
You can pause any of your Rules in the app by heading to the 'You' tab. Tap on 'Your Rules' one of your Goals then tap Edit. Tap your Active Rules, and then you can select any of the Rules to pause. then click the 'Toward' button and toggle the Rule on or Off.When you're ready to reactivate your account, just re-enable your Rules by toggling them back on and your savings will start again!
Cancel a Transfer
Head to the Wallet tab, then click on ‘Qapital Account.’ Once in there, you should see either ‘scheduled’ or ‘pending’ transfers. Once a transfer is listed as pending, it's already begun its way across the Fed and cannot be canceled. Scheduled transfers can however!
If you have an iOS, tap the ‘Scheduled deposits’ banner, tap ‘Edit’ and delete the transfers you’d like to cancel by tapping the red circle that pops up. If you have an Android, tap the action button in the upper right corner to cancel your scheduled deposits.