The Qapital Visa® Debit Card is a debit card issued by our partner bank, Lincoln Savings Bank. You can use it anywhere Visa® debit cards are accepted. There are no monthly or overdraft fees, and you'll now earn 0.1% interest on both your Spending and Goals Accounts. 😀 Your Spending Account is the checking account linked to your Qapital Visa® Debit Card, and your Goals Account is the account linked to your savings Goals.
You have unlimited immediate transfers to and from your Qapital Goals, setup direct deposit to fund your card or transfer directly to and from your funding account. You can also pay your bills using your Spending account or Qapital Visa® Debit Card, and you can write checks right in-app which we'll mail for you too. Welcome to a new way to bank!