Qapital Visa® Debit Card Fees

While Qapital won’t charge you, you may be subject to fees charged by the ATM owner if you use your Qapital Visa® Debit Card at an ATM. 

Fee Amount
Minimum Deposit Needed to Open Account $0
Monthly Service Charge (Monthly Fee) $0
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Insufficient Funds (NSF) Charge - Returned Item $0
Extended Overdraft Penalty Fee $0
Deposited Item Returned Fee $0
Stop Payment Fee $0
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Account Closing Fee $0
Dormant Account Fee $0
Replacement Card Fee $0
Staff-Assisted Call $0
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E-check fee $0
ACH Transfer Fee $0
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ATM Fees*, per transaction by ATM owner $1-4 (Approx.)

*If you use an ATM for any transaction, including a balance inquiry, you may be charged a fee by the ATM owner even if you do not complete a withdrawal. This ATM fee is a third party fee amount assessed by the individual ATM owner only and is not assessed by Qapital. This ATM fee amount will be charged to your Qapital Spending Account linked to your Qapital Visa® Card and may vary in amount as notified by each ATM.

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