The two penny deposits for account verification can take up to three business days to appear in your checking account. (Reminder: weekends and holidays are not business days, unfortunately.) Once you receive them, you can verify your account right in the app. Sometimes you will see a third transaction on your account, which is actually a withdrawal for the amount of the two penny deposits being sent back to Qapital.
(If you're looking for micro-deposits, this is just another term for penny deposits)
Please contact us if for some reason, you cannot enter them in the app or if they do not arrive in your account after three business days.