Yes! Our service is 100% free. No minimum balance, no usage fees, no monthly fees. When we say, "free," we mean it!
If you're wondering how we make money, our main source of revenue comes from the Qapital Visa® Card. When you swipe it, we get a cut of the small fee Visa® charges to vendors for accepting cards. We are committed to building a business model that only sees us succeed when our users succeed, so we make money while you get to keep yours! For more about us and our mission to build a better way to bank, you can check out our About Us.