Yes! Our service is 100% free. No minimum balance, no usage fees, no monthly fees. When we say, "free," we mean it! There are certain fees that may be applicable if you are using the Qapital Visa® Debit Card, there may be ATM fees, and you can learn more about that here.
If you're wondering how we make money, our main source of revenue comes from the Qapital Visa® Debit Card. When you swipe it, we get a cut of the small fee Visa® charges to vendors for accepting cards. We are committed to building a business model that only sees us succeed when our users succeed, so we make money while you get to keep yours!